I am still saving everyday and things are looking positive as we save towards our vacation time. I believe by the end of this month, there will be enough saving to use in our vacation especially in buying the plane tickets.
All tagged #AfricaSaves
Essential Tips On When To Buy in Bulk To Save More Towards Your Savings Goal.
Do you live on your own? Just got married? Let me ask you this pertinent question.â How do you buy your groceries?â As and when they finish or you buy in bulk? Have you ever considered that buying in bulk can help you save extra cash which can go into a savings account to earn more interest?
Having A Healthy Attitude Towards Money, Helps You Save More.
It takes small steps towards building a healthy attitude towards money and/or savings. An example of these steps is what I have been sharing in the Barclays #AfricaSaves series these few weeks. They are vital towards increasing your ability to save more.
You Can Save âMillionsâ By Reducing Unnecessary Expenses.
If you want to save more then you need to cut back on unnecessary expenses which are putting a dent in your bank account.
How I Track My Expenses & Why You Should .
I am tracking small expenses for my home and work this week, so that Iâm able to know where I can save more money that I can put towards my savings goal of travelling outside the country.
How I Am Choosing To Let Go of My Hand For My Heart. #AfricaSaves
Sometimes you just ask yourself where your money has gone, and when you sit down and think about it, you will realise you have spent more on eating out at restaurants and chewed pork at the pub than you even planned to do.
Spend and Save This Holiday Season.
It is easy to splurge over Christmas. When you get paid your bonus for the year, you cannot wait to hit the shopping mall or Makola. By the time the holidays are over, you are broke.
Itâs also easy to give up on a savings goal, especially when the source of income stops or reduces. It is also easy to give up on savings when your source of income increases. How? Because sometimes when one sees an increment in income they increase their wants and expenditures.
Bit by Bit Bit Iâm Heading Towards Savings Success.
Results. We all like to see the results of whatever initiative we embark. Whether weâre trying to lose weight or acing an exam. Whatever we embark on, there will be some form of results. Those results could be good or bad â depending on how much effort we put into our goals.
September has come and gone and I have some results to show for my savings challenge. This is an overview of how much I spent in August and September on dining out, one area Iâve been trying to cut back on.
The Little Habits That Help You Save.
As I keep trudging on to do better at savings, I realized that a large portion of my expenses was going into Dining/Eating Out. Donât get me wrong, I donât eat out all the time. I am talking about sandwiches from a local patisserie, buying waakye and impulse buying of snacks. All these purchases I classify under eating out. They might seem small, but trust me, at the end of the month I could be spending more than 100 cedis on eating out.
To reduce this and other similar tiny ones, Iâve been implementing some new habits.
Save Early, Save Better
After my previous post on Facebook on âSay Yes to Savingsâ, I received an overwhelming response from my fans. Some expressed the desire to take part in the challenge, whilst others shared their experiences with savings and how they manage to save. It was also interesting to note that some didnât even believe in savings.
One reader shared how he uses treasury bills to save by deducting some amount from his monthly pay into the bills.
One reader shared how he uses treasury bills to save by deducting some amount from his monthly pay into the bills. I personally find treasury bills less attractive at this stage where I aim to earn an attractive return within six months. I went to my bankers and it wasnât a good return at all considering the amount I was ready to invest.